Friday, February 03, 2012
 
Other Services

Visa Card Debit Card

The Alliance National Bank Debit Card is the fastest, easiest way to make purchases. When you use your debit card the amount of your purchase is automatically deducted from your checking account. The Alliance National Bank Debit Card is accepted anywhere Visa is accepted. You can also use your Debit Card at any of our ATM’s free of charge. In addition, you can use your Debit Card to get cash back at thousands of locations that accept Visa Debit Cards around the world, often at no additional cost or charge. Pick up an application for The Alliance National Bank Debit Card at your local branch.

ATM Card

The Alliance National Bank ATM Card is a quick convenient way to get cash on the go. With your private PIN you’ll be protected against unauthorized use of your card and it allows you access to your accounts 24 hours a day 7 days a week.
 

Online Banking

Are you ready to take the Leap to Online Banking?

Taking control of your finances is much easier with Alliance National Bank’s Online Banking. Access your account 24 hours a day, 7 days a week. With our Online Banking service, you can check all of your accounts, review your previous statement, see if checks have cleared, check all transactions, transfer funds from one account to another and print statements.

Bill Pay

Never write a check again!

Alliance National Bank’s Bill Pay service allows you to save time and money. Whether you have many bills to pay or just a few, or maybe you don’t like being burdened with old-fashioned check writing along with the rising cost of postage. Whatever the reason Bill Pay will make your life easier. To enroll for Bill Pay you must first register for online banking. Once you have completed this step click on the Bill Pay tab to begin paying any person or any business anywhere in the U.S. with just the click of a button. Oh, did we mention it’s free!

Account Research

In most cases, Alliance National Bank offers timely turnaround for account research. We know that information and time are valuable, and we deliver both to you through this service.

ACH Direct Deposit/Payment

Alliance National Bank works with all federal, state and local government agencies, local employers and other businesses to allow for direct deposit to or automated payment from your Alliance National Bank checking or savings account.

Bank by Mail

You may bank by mail making Alliance National Bank as close as your mailbox. Enjoy the convenience of banking without a trip to the bank.

Money Orders

For those times when you can’t use cash, personal checks, credit cards, or debit cards. Alliance National Bank offers convenient money order service for all your needs.

Night Deposit

Our night deposit service offers you the security and safety of making a deposit before or after regular business hours. Just drop your deposit in the night depository of any Alliance National Bank branch office. For our business customers, we’ll be happy to provide a key to access the bulk deposit slot of the night depository.

Notary Services

This service that is offered to all ANB customers. Notarization is the act of witnessing by the Notary Public in accordance with specifications of state law. Notarization involves signed documents and requires the Notary to ensure the signer’s identity and willingness to sign.

Safe Deposit Box*

A variety of different safe deposit box sizes are available to meet your needs. Safe Deposit boxes are available at the Main Office, located on 210 West Morris Street, Dalton, Georgia.

*contents are not FDIC insured

Traveler’s Checks

When you’d rather not carry cash, use Traveler’s Checks. They are accepted around the world for payment of goods and services. American Express® guarantees full reimbursement for the face value of your checks if they are lost, stolen, or destroyed.

U.S. Savings Bonds

Alliance National Bank is a registered agent and can order or redeem U.S. Savings Bonds.

Foreign Currency Exchange

Alliance National Bank will gladly exchange Foreign Currency for our customers. Charges may apply for this service.

Visa Credit Card

Alliance National Bank offers you the opportunity to apply for your own Visa/Mastercard card.

Wire transfer Service

A wire transfer is a quick and convenient way to send money from one place to another. To wire transfer money to or from one of your Alliance National Bank accounts, please call your local branch.

Items /Services subject to fees

  • ATM - No Charge. Alliance National Bank will refund up to 4 fees per calendar month charged by non - Alliance National Bank ATMs. Actual receipt must be presented. ($5.00 Charge for replacing all lost ATM cards)
  • Money Orders
  • Official Checks
  • Travelers Checks
  • Returned Item Fees
  • Dormant Account Fee (Includes checking accounts with no activity for 12 months or saving accounts with no transactions other than interest for 24 months.
  • Levies/Garnishments
  • Non Sufficient Funds (NSF)
  • Statement Fee
  • Account Research
  • Reconciliation Fee
  • Stop Payments
  • Photocopies
  • Wire Transfers (Incoming & outgoing – domestic & foreign)
  • Collection Fees (U.S. & Foreign)
  • Telephone Transfers - No Charge
  • Safe Deposit Box (Per Year)
    • 5x5 $25.00
    • 3x10 $30.00
    • 5x10 $50.00
    • 10x10 $100.00

****Check Printing Fee is based on style and quantity ordered****
Our account charges are subject to change without notice. You may verify current account charges by calling 706-279-1600 or toll free 877-461-2265

 

Alliance National Bank


Member FDIC


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “Non-Interest Bearing Transaction Account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  The temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.  The term “Non-Interest Bearing Transaction Account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts (“IOLTA’s”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, Money Market Deposit Accounts.

FDIC INSURANCE STANDARD MAXIMUM DEPOSIT INSURANCE AMOUNT (SMDIA)

On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act into law, which, in part, permanently raises the current standard maximum deposit insurance amount (SMDIA) to $250,000. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. Consumers and bankers can find additional information regarding FDIC’s deposit insurance coverage through the use of the FDIC’s Electronic Deposit Insurance Estimator (EDIE) and deposit insurance publications located on the FDIC’s website “Are My Deposits Insured?” In addition, you can call the FDIC at 1-877-ASK-FDIC (1-877-275-3342).

For more information about FDIC Insurance Coverage visit www.fdic.gov.

 
To report lost or stolen ATM or Visa Debit Cards call us immediately at:
706-279-1600 or 1-877-461-2265 (toll free)
After hours or weekends call 1-800-500-1044

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