Friday, February 03, 2012
 
Personal Checking Accounts

The key word here is Personal. We know that one size does not fit all, so we have a variety of checking accounts. One will fit you perfectly!

 

 

 

 

 

 

 

Regular Checking

Our Regular Checking is an outstanding account that allows you the freedom to write as many checks as you want without the hassle of maintaining a minimum balance. What about the monthly service fee? There isn’t one.*

*Of course, insufficient funds and other activity based fees may be charged. Take a look at our Fee Schedule on our Rates Page.

Interest Checking

Don’t let that extra money just lay around, put it to work! Regardless of your balance, your money will earn interest everyday and at the end of the month, you get those earnings credited to your account. We will also throw in the first order of Alliance Exclusive Design Checks FREE!

We have a competitive average monthly balance requirement to avoid a minimum service charge.*

Alliance Platinum

Our Alliance Platinum is as valuable as the name implies. Your funds earn at a higher rate regardless of your balance. Your interest is compounded daily and credited monthly. But the perks don’t end there. You have unlimited check writing, FREE money orders, FREE official checks, FREE travelers checks, FREE notary service, one box of Alliance Exclusive Design Checks FREE each year, and an annual 25% discount on safe deposit boxes.

All these benefits are yours in exchange for a little higher average monthly balance to avoid a minimum monthly service charge.*

Senior Checking

We know if you’re 50 or over you haven’t lost a step, but you have gained some smarts! How would you like to earn interest regardless of balance, have that interest compound daily and credited monthly, write as many checks as you like, receive FREE money orders, FREE Official checks, FREE travelers checks, FREE notary service, an annual 25% discount on a safe deposit box, FREE Alliance Exclusive Design Checks and how would you like all this with no minimum balance or monthly service charge*?

We knew you were smart.

Alliance National Bank


Member FDIC


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “Non-Interest Bearing Transaction Account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  The temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.  The term “Non-Interest Bearing Transaction Account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts (“IOLTA’s”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, Money Market Deposit Accounts.

FDIC INSURANCE STANDARD MAXIMUM DEPOSIT INSURANCE AMOUNT (SMDIA)

On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act into law, which, in part, permanently raises the current standard maximum deposit insurance amount (SMDIA) to $250,000. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. Consumers and bankers can find additional information regarding FDIC’s deposit insurance coverage through the use of the FDIC’s Electronic Deposit Insurance Estimator (EDIE) and deposit insurance publications located on the FDIC’s website “Are My Deposits Insured?” In addition, you can call the FDIC at 1-877-ASK-FDIC (1-877-275-3342).

For more information about FDIC Insurance Coverage visit www.fdic.gov.

 
To report lost or stolen ATM or Visa Debit Cards call us immediately at:
706-279-1600 or 1-877-461-2265 (toll free)
After hours or weekends call 1-800-500-1044

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