Thursday, July 31, 2014
 
Privacy Policy
FACTS WHAT DOES ALLIANCE NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Payment history
  • Transaction history and Credit history
  • Overdraft history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How? All Financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Alliance National Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Alliance National Bank Share? Can you limit this sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
No We Don't Share
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes –
information about your transactions and experiences
No We Don't Share
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We Don't Share
For our nonaffiliates to market to you No We Don't Share
  Questions?   Call 706-279-1600

 

Who we are
Who is providing this notice? Alliance National Bank
What we do
How does Alliance National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Alliance National Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or Deposit money
  • Pay your bills or Apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Alliance National Bank has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Alliance National Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Alliance National Bank does not jointly market.
Alliance National Bank


Member FDIC

By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s  accounts at an insured depository institution, including all non-interest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of non-interest-bearing transaction accounts, visit: http://www.fdic.gov/deposit/deposits/unlimited/expiration.html
 
 

 
To report lost or stolen ATM or Visa Debit Cards call us immediately at:
706-279-1600 or 1-877-461-2265 (toll free)
After hours or weekends call 1-800-500-1044

Home | Luxury Policy | Privacy Policy | Terms of Use | USA Patriot Act | Personal Banking | Business Banking | Loans and Mortgages | About Us | Financial CalculatorsCurrent Rates | Security | Cool Links


NOTICE:
Alliance National Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here.
Please contact us with any concerns or comments.

 

2009 Alliance National Bank. All rights reserved.